When you're approaching or living in retirement, every decision carries more weight — and deserves greater intention.
This chapter of life isn’t just about leaving the workforce. It’s about aligning your wealth with how you want to live. That includes how you spend your time, what you prioritize, and how you care for those you love.
At TEN Capital, we help you navigate retirement with clarity and confidence with our personalized approach and our High Income Series™ strategies — specifically designed to help provide the stable income and reduced volatility retirees are looking for.
Whether you’re five years out or already well into retirement, our role is to help organize your financial life so you can spend more of your time focused on living it.
Our Clients Are Often:
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Seeking stable income to support goals, provide clarity, and enhance life’s potential
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Thinking about retirement but unsure of timing or affordability
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Already retired and looking to better align income, spending, and risk
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Navigating Social Security, Medicare, or long-term care planning
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Weighing how and when to downsize, relocate, or travel more freely
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Exploring family gifts, charitable giving, or legacy planning
What You Can Expect
We start with our financial planning process, identifying what matters to you most: how you want to live, how you want to give, and how you want to feel about your financial future. From there, we bring strategy to your income, investments, estate plan, and tax picture - without overwhelming you with complexity.
Your plan may include:
Income distribution strategy and tax-aware withdrawal planning
Social Security and Medicare decision guidance
Portfolio risk alignment and ongoing monitoring
High Income Series™ solutions to help strengthen and stabilize retirement income
Roth conversion analysis and tax bracket optimization
Estate and trust review, titling, and beneficiary updates
Charitable giving strategies (including DAFs and qualified distributions)
Planning for healthcare costs and long-term care
Support with home transitions, vacation properties, or family coordination
Planning That Evolves With You
Retirement isn’t static. Markets shift, family circumstances change, and your preferences evolve. We check in often, make adjustments proactively, and help you stay one step ahead.
Your team at TEN Capital is here to walk you through the ‘what-if’s, bring perspective, and deliver clear direction when you need it.
Legacy Planning, Made Personal
Our estate planning process helps you articulate the legacy you want to leave — and ensure your documents and financial plan work together to support it. Whether it’s about preserving wealth, caring for family, or giving back, we can help you define and implement a strategy that reflects your values.
Everything you’ve worked for should have the chance to live on with intention.
Confidence Without the Complexity
You don’t just need more information. You need the right information, clearly presented, with a strategy that simplifies rather than complicates.
We’ll help you make decisions with confidence, organize what matters, and feel confident about the road ahead — so you can make the most of the life you’ve worked hard to build.
Ready to Get Started?
Our team is happy to sit down with you in a no-pressure environment to answer your pressing questions and learn how we may bring value to you today.
SPOKANE | 835 North Post, Suite 102 Spokane, WA 99201 | 509.325.2003
SEATTLE | 2033 6th Avenue, Suite 600 Seattle, WA 98121 | 206.502.0530
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