Commentary

A Message to Our Clients & Resource Guide 


Six Things You Should Know

  1. Equity Markets –  were up this week with U.S. stocks (S&P 500) rallying +3.51% while international stocks (EAFE) .rose +2.81% 
  2. Fixed Income Markets – were also up this week with investment grade bonds (AGG) gaining +0.35% and high yield bonds (JNK) adding +0.38% 
  3. Jobs Report – Nonfarm payrolls fell by 23,000 in July with an additional 103,000 of downward revisions from prior months bringing not job declines to 126,000. Despite the weakness, overall unemployment levels fell to 4.1% from 4.3% due to a 264,000 drop to the labor force.
  4. U.S. Iran Update – The U.S. has paused new strikes while Washington and Tehran pursue a deal to reopen the Strait of Hormuz and potentially end the five-month war. Both sides say an agreement is close, but disputes over Iranian control of shipping lanes—and continued regional attacks—leave the ceasefire fragile.
  5. Cybersecurity Reminder  Scammers are increasingly using Remote Access Tools (RATs) along with phishing emails or texts to take control of devices like phones, tablets, and computers. Once installed, these tools can give cybercriminals access to sensitive information, including your Schwab accounts. These attacks can be hard to spot, so if something doesn’t feel right- like unusual account activity or suspicious messages- trust your instincts. If you sense suspicious activity, please call us immediately or report any concerns to Schwab at 800-515-2157. 
  6. Key Insight – [VIDEO & ARTICLE] During this trying time we share some of our reflections on the current situation, inspiring stories such as the efforts of local company JK Boots to take care of our first responders, resources for those in need, thoughts around how to help, as well as the things we plan to reflect more on once this trial has passed. Our thoughts and prayers continue to be with you all!

Insights for Investors

A Message to Our Clients 

The devastation caused by the Spokane-area wildfires has touched families, neighborhoods and businesses throughout our area. Our hearts are with everyone who has lost a home, been displaced, or is facing uncertainty, and we are deeply grateful to the first responders, volunteers, local organizations, and neighbors who continue to care for one another. 

Ten Capital is proud and grateful to be part of this remarkable community. Spokane has always been defined by resilience, generosity, and a willingness to step forward when others need help. We know the road to recovery will take time, but we also know this community will come together to rebuild what has been lost. 

We are sharing the enclosed resource guide to help clients, families, and friends quickly connect with current shelter, food, health, workspace, animal-care, and recovery support. Because services and availability may change, please contact providers directly before traveling. If the fires have affected your ability to access account resources, manage time-sensitive financial matters, or address near- term needs, please reach out to our team. 

Please continue to put your safety and the well-being of your loved ones first. We are here for you and honored to stand with Spokane as our community begins to recover and rebuild. 

With care and gratitude, 

The Ten Capital Team

Spokane Wildfire Resource Guide

FOR CLIENTS AND COMMUNITY MEMBERS AFFECTED BY THE SPOKANE COMPLEX FIRES

UPDATED AUGUST 6, 2026

This guide gathers current emergency, shelter, food, clothing, health, family, business, and recovery resources. It is intended to help people find support quickly and is not a substitute for directions from emergency officials.

Important: Conditions, hours, and availability can change quickly. Call or check the linked website before traveling. Follow official evacuation instructions and call or text 911 for emergencies.

1. Emergency Information and Alerts

Resource: SREC911 & Evacuation Lookup

Location / Contact: Regional alerts and evacuation map Website

Services:Current evacuation zones, safety alerts, and address lookup.

Resource: Watch Duty

Location / Contact: Mobile app and web map Website

Services: Live wildfire maps, incident updates, perimeters, and alerts.

Resource: Spokane County Alerts

Location / Contact: Spokane County Emergency Management 509-477-3046 Website

Services: Register for emergency notifications and review preparedness guidance.

Resource: Shelter Me Spokane

Location / Contact: Real-time online directory Website

Services: Current shelter-bed availability for vulnerable and at-risk residents.

Resource: Air Quality

Location / Contact: PurpleAir / EPA PM2.5 map Website

Services: Real-time smoke and fine-particle readings.

Resource: City Services

Location / Contact: Dial 311 or 509-755-2489 Website

Services: City service information and non-emergency assistance.

2. Evacuation, Shelter, and Animal Services

Resource: American Red Cross Evacuation Center

Location / Contact: Spokane Convention Center
334 W. Spokane Falls Blvd., Spokane Website

Services: Listed as open 24 hours; emergency shelter, free garage parking, and pets welcome.

Resource: HEART Animal Evacuation

Location / Contact: Spokane County Fairgrounds
404 N. Havana St., Spokane Valley Website

Services: Listed as open 24 hours; livestock accepted, RV spaces, and trailer parking.

Resource: Cannon Street Navigation Center

Location / Contact: 527 S. Cannon St., Spokane
Transportation: 509-413-9778 Website

Services: Shelter and navigation support; verify current intake and transportation availability.

3. Clean Air, Charging, Internet, and Community Space

Resource: Spokane Public Library

Location / Contact: Central, South Hill, and Liberty Park locations Website

Services: Clean air, air conditioning, charging, children’s spaces, and full internet access. Library lists hours as 9 a.m.–6 p.m. Monday–Saturday and noon–4 p.m. Sunday.

Resource: The Hive

Location / Contact: 2904 E. Sprague Ave., Spokane Website

Services: Open by reservation for workspace and community use.

Resource: Spark Central

Location / Contact: 1214 W. Summit Pkwy., Spokane Website

Services: Free welcoming space to rest, create, connect, or recharge. Listed hours: Tue–Fri 2–7 p.m.; Sat 2–5 p.m.

Resource: YMCA of the Inland Northwest

Location / Contact: North, South, Valley, and Central locations Website

Services: Showers and temporary respite. Listed hours for this support: Mon–Fri 8 a.m.–5 p.m.; photo ID required.

4. Food, Clothing, Diapers, and Basic Needs

Resource: Second Harvest

Location / Contact: 1234 E. Front Ave., Spokane Website

Services: Food assistance. Listed hours: Mon–Thu 8 a.m.–4:30 p.m.; Fri 8 a.m.–noon.

Resource: Caritas Food Bank

Location / Contact: 4718 N. Ash St., Spokane Website

Services: Food assistance. Listed hours: Mon, Wed, Thu 10:30 a.m.–1:30 p.m.

Resource: Partners INW

Location / Contact: 10814 E. Broadway Ave., Spokane Valley Website

Services: Free groceries, clothing, and diapers. Listed hours: Mon–Fri 9 a.m.–3 p.m.

Resource: Global Neighborhood Thrift

Location / Contact: 919 E. Trent Ave., Spokane Website

Services: Free clothing vouchers for wildfire-affected residents; ask the cashier.

Resource: Maddie’s Closet

Location / Contact: 1015 E. 9th Ave., Spokane Website

Services: Infant, child, and adult clothing; shoes, diapers, wipes, food, household items, and toiletries. Listed hours: Tue–Thu noon–4 p.m.

Resource: Diverse Roots

Location / Contact: Northtown Mall
Services: 4750 N. Division St., Spokane Website

Free diapers and wipes. Listed hours: Tue–Thu 10 a.m.–3 p.m.

Resource: Washington DSHS

Location / Contact: Call 1-877-501-2233 Website

Services: People receiving Washington food or cash assistance may request help for food or essential items lost because of the fires.

5. Health, Mental Health, and Personalized Support

Resource: Better Health Together

Location / Contact: Call 509-471-0077 Website

Services: Free Community Care Hub navigation for housing, food, healthcare, childcare, employment, mental health, and other needs.

Resource: American Red Cross

Location / Contact: 1-800-733-2767 Website

Services: Disaster health, emotional support, shelter, and recovery referrals.

Resource: Washington 211

Location / Contact: Dial 211 Website

Services: Connection to local housing, food, health, transportation, and disaster resources.

6. Veterans and Family Reunification

Resource: Veterans Assistance

Location / Contact: 509-477-3690 Website

Services: The library resource page directs veterans needing medical-service help to this number; verify current VA facility status before traveling.

Resource: Crime Check

Location / Contact: 509-455-2233 Website

Services: Help locating or reporting a loved one you have been unable to contact.

7. Work and Small-Business Resources

Resource: Fellow Coworking

Location / Contact: 304 W. Pacific Ave., Suite 210, Spokane Website

Services: Free coworking space for people displaced by the fires; contact ahead to confirm space.

Resource: The NOW NOW Space

Location / Contact: 309 W. 2nd Ave., Suite 101, Spokane Website

Services: Free private workspace; contact ahead to confirm availability.

Resource: SIMBA

Location / Contact: Online small-business resource guide Website

Services: Resources for small businesses and nonprofits affected by the fires.

8. Community Relief and Recovery Funds

Resource: Innovia Foundation

Location / Contact: Spokane Complex Wildfire Response Fund Website

Services: Supports immediate response and long-term regional recovery.

Resource: H.O.M.E. Starts Here Fund

Location / Contact: City of Spokane Website

Services: Temporarily designated to support individuals and families affected by the wildfires.

Resource: Catholic Charities Eastern Washington

Location / Contact: 12 E. 5th Ave., Spokane Website

Services: Emergency fund and support for individuals and families affected by the fires.

Resource: American Red Cross – Northwest Region

Location / Contact: 1-800-733-2767 Website

Services: Donations support evacuation centers and disaster relief.

9. Support From the Ten Capital Team

Clients affected by the fires may contact their Ten Capital advisory team for help with account access, replacement documents, electronic signatures, time-sensitive financial matters, or conversations about near-term cash-flow and recovery needs. Your safety and your family’s well-being come first.

Source and Verification Notes

Primary source: Spokane Public Library – Spokane Complex Fires Resources and Information. Additional official references include Spokane County Emergency Management and City of Spokane resources. Information was reviewed on August 6, 2026. Time-limited events that had already ended were omitted; services scheduled to end soon should be reconfirmed directly.


Data, Just the Data

U.S. ISM Manufacturing Index – rose to 55.6 in July, beating expectations and reaching the highest level for factory activity since May 2022. Cost pressures eased while output expansion accelerated at its fastest rate since November 2021.  

U.S. Jobless Claims – initial claims slightly rose by 1,000 last week to 199,000, remaining near the previous week’s 57-year low. Continuing claims ticked higher by 24,000 to 1,801,000, remaining well under long-term averages.  

Eurozone Retail Sales – shrank 0.3% in June despite expectations for improvement. Year over year sales are now up just 0.7%, the smallest gain since July 2024.  

U.K. Manufacturing PMI – slowed to a reading of 51.9 in July but remaining in expansionary territory for the 4th consecutive month. 


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