Thief of Joy
With each new year and annual statement, many investors feel compelled to come to big new decisions, and often feel discontented whether markets underperformed (what happened?) or outperformed (what’s next?) their expectations. Understanding how markets actually work (and not falling for the half-truths of pundits that simply want views not results and count on your staying “in the dark”) will bring you far more peace of mind than grand gestures/decisions. Find a partner, find a path and evaluate adjustments in light of YOUR goals.